What is the biggest secret to building wealth?

Based on the live discussion series about Napoleon Hill’s Think and Grow Rich

Few books have left a profound an impact like Think and Grow Rich by Napoleon Hill. Written in 1937, the book remains a cornerstone for those seeking financial prosperity and personal fulfillment. But beyond its tactical steps to wealth-building, Think and Grow Rich offers a deeper philosophy—one that intertwines mindset, energy, and purpose to create abundance.

In a recent discussion within my Inner Circle community – we went DEEP into the question: what is the biggest secret to building wealth?  Below is a summary of the key insights and actionable takeaways that can help you unlock your full financial and personal potential.

The Foundation of Wealth: Understanding Money as Energy

One of the core concepts discussed was how money is more than just a physical currency—it’s energy. Money flows like electricity, responding to our internal states, beliefs, and desires. If we see money as a tool for good and align ourselves with its positive flow, we can more easily attract and maintain abundance.

But what happens when we don’t have financial abundance? Jesse Barber highlighted that moments of financial scarcity often feel synonymous with contraction, whereas abundance fosters expansion and optimism. The key, then, is to cultivate an abundant mindset even in times of financial challenge.

Desire: The Starting Point of All Wealth

Hill states that all wealth creation begins with a burning desire—a deep and unwavering commitment to a financial goal. But for many, desiring wealth can feel greedy or uncomfortable.

Stephanie pointed out that reframing money as a tool for giving and contributing to the world can help ease internal resistance. When we align our financial goals with a bigger mission—whether it’s supporting family, building a community, or funding humanitarian efforts—the desire for money becomes a powerful force for good.

Overcoming Limiting Beliefs Around Money

Many of us have subconscious beliefs that block financial success. Whether it’s the idea that money is “the root of all evil” or that we don’t deserve wealth, these stories shape our financial reality.

Todd Jason shared how he visualized himself in a mental “box,” trapped by limiting beliefs. By recognizing these self-imposed barriers, he was able to start dismantling them, opening the door to greater financial flow.

If you want to break free from financial stagnation, take time to identify your money mindset. Ask yourself: What does money represent to me? How do I feel when I think about wealth? What beliefs might be holding me back?

The 6-Step Formula to Manifesting Wealth

Hill’s Think and Grow Rich provides a six-step process for financial manifestation. These steps, when followed with consistency and faith, can create powerful results:

1. Set a Clear Financial Goal – Choose a specific amount of money you want to earn and a deadline for achieving it.
2. Determine What You’ll Give in Exchange – Money flows where value is created. Define how you will serve the world in return for wealth.
3. Create a Definitive Plan – Outline the steps you will take to achieve your financial goal.
4. Write It Down – Commit your goal, service, and plan to paper, making it a tangible declaration.
5. Read It Aloud Twice Daily – Recite your goal in the morning and at night, reinforcing it in your subconscious mind.
6. Visualize and Feel the Abundance – Imagine yourself already living in financial prosperity, connecting emotionally with that reality.

Faith vs. Fear: Choosing the Path of Wealth

A crucial element of manifestation is faith. Fear-based thinking keeps us in scarcity, while faith opens the doors to infinite possibility. As Hill puts it, “Whatever the mind can conceive and believe, it can achieve.”

Jesse Barber noted that fear creates self-imposed limitations, but faith counteracts them. By practicing faith—whether through affirmations, visualization, or spiritual connection—we shift our mindset from lack to abundance.

Desire Without Attachment: The Balance of Wanting and Letting Go

Shalom Ormsby offered a valuable perspective: desire itself is not the cause of suffering—attachment to desire is. The healthiest way to pursue financial goals is with deep passion but without rigid attachment. Think of it as setting a goal, taking aligned action, and then surrendering to the process. When we release anxiety around how something will happen, we create space for unexpected opportunities to unfold.

Putting It Into Practice: Your Next Steps

If you’re ready to step into financial abundance, here’s what to do next:

1. Define your financial goal. Pick a number and a date that excites and challenges you.
2. Clarify how you’ll serve the world. Identify what value you’ll provide in exchange for your desired wealth.
3. Visualize your success daily. Close your eyes and feel the emotions of having achieved your financial goal.
4. Rewrite your money story. Identify and release limiting beliefs, replacing them with empowering affirmations.
5. Stay open to guidance. Watch for signs, synchronicities, and new opportunities that align with your vision.

Final Thoughts: A New Relationship with Wealth

We are all here to live abundant, fulfilled lives. Money is not the end goal—it is a tool that allows us to express our highest selves, contribute to the world, and experience freedom.

As we continue exploring Think and Grow Rich over the next few weeks, we invite you to dive deep into your own beliefs around money. What would your life look like if financial abundance was your reality? How would you serve the world?

Now is the time to step into your power. Define your goals, embrace desire without fear, and open yourself to the wealth that is already on its way to you.

Let’s grow rich—financially, spiritually, and on purpose—together.
Big Love,
Todd Jason